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Browsing: On-chain Credit
Private credit and real-world business lending funded through blockchain pools.
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How private credit grew after the 2008 financial crisis, why it is digitizing, and where blockchain-based lending fits into a market Preqin expects to reach $2.64 trillion by 2029.
DeFi promised lending without intermediaries, but undercollateralized credit kept needing legal structures, KYC and underwriters. Why hybrid on-chain lending models emerged.